Each agent is a specialist on a single name: everything the company has ever said, with the source on every number, and your judgment on top. Specialized on the stock, not the market. Ask it anything all year. At earnings, it runs the morning.
These are actual readings the ELV agent produced from the Q2 2026 print, computed from public filings, each one deterministic and sourced. 35 readings, 40 refusals, 9 open questions from one morning.
| Reading | Figure | Basis | Status |
|---|---|---|---|
| The raise is not the news. April's guide and their own "Q2 ≈ 23% of the year" implied $6.15. The print was a $1.30 beat against their own path; the raise kept $0.25, so the implied remainder fell. | $7.45 vs $6.15 | raise = beat + Δremainder | SOURCED · TO THE CENT |
| The statement against the number. July: "acuity, to a large degree, is behind us" and "rate activity was constructive." The benefit expense ratio printed higher year over year. | BER +80bp YoY | their words vs their print | SOURCED |
| Membership needs 3.8× the attrition in H2. Down 283K year to date against a full-year guide of −1.36M to −2.06M. | −283K vs −1.36–2.06M | guide algebra | SOURCED |
| The investment income guide is stale. $406M left for the second half, 21.7% of the year, against a historical H2 share of 50–56%. | 21.7% vs 50–56% | 8-quarter record | SOURCED |
| What it refused to say. The adjusted opex ratio has no stated denominator on record; the $55M adjusted-vs-GAAP gap is not itemised. No number is invented to fill the hole. | — | nothing published answers | REFUSED · SAID SO |
Every number the agent shows comes from a claim on the record or a deterministic computation carrying its inputs. On the live call, the pipeline is pure code: a spoken number is admitted or refused with a reason, matched against the record, and committed as a card that can be retracted if the transcript corrects itself.
Every filing, release, and call since 2010, kept as a record where every number knows its source and when it was known. Built once per name. The same ground truth for everyone who covers it.
Your estimates, your brief, your notes, your published research, how you read the lines. Owned by your firm, attributed to you, never shared. It is what makes the agent yours.
It runs the mornings, answers all year, and every quarter it knows the name a little better.
What the agent said before each print, sealed at the time. Proof, not marketing.
The record plus your view, as an agent your clients, and your clients' agents, can ask. Your name on it. A new revenue line for the firm, not a new cost.
“Unsourced is not shown.”
Every number can prove itself: the exact document, the exact page, the exact moment on the call. When nothing published answers, the agent says so. That refusal is why the answer can sit near a published note.
A paid sprint on your names: two earnings cycles, embedded with your team, your estimates and your format. At the end, you tell us what it took off your desk.